In this episode of the Trends Property Insight Series, our Senior Associate, Kristy Jones sat down with Andrew Johnson to demystify the legal foundations of buying, selling, and refinancing property in New Zealand.
With a clear passion for making law more approachable, Kristy brings insight and empathy to every part of the property journey, from first-home buyers and family transfers to complex sales, off-the-plan contracts, and multi-party purchases.
Kristy shares how her own path to property law was unexpected, but ultimately shaped by a drive to support people through big, life-changing decisions. She explains what a Sale and Purchase Agreement really is, how conditions and clauses protect both buyers and sellers, and why coming to your lawyer early can save stress, money, and heartbreak down the line.
They explore why buying at auction demands full due diligence up front, how refinancing can trigger hidden costs like break fees or insurance delays, and what to consider when buying property with friends or extended family. Kristy also highlights common mistakes, like relying on outdated building plans, skipping legal review of contracts, or underestimating the timeframes involved in KiwiSaver access and finance approvals.
With clarity and warmth, Kristy demonstrates that good legal advice isn’t about jargon; it’s about creating confidence. Whether you’re navigating your first home, a refinancing puzzle, or a tricky sale-and-purchase chain, this conversation will help you ask the right questions and build the right team to support you.
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Property law
Increase to Residential Care Subsidy asset thresholds
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We have offices in Manukau, Albany and Whangaparaoa
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